This website along with the “Becoming Credit Worthy” self help guide has been developed for informational purposes only.  The author and/or publisher are not giving legal advice on any subject in any way, shape or form.  While the information in this manual has been carefully researched from credible sources, accuracy is not guaranteed.  Some of the material presented in this manual describes methods consumers have used to repair or restore their credit and may not be applicable in all states.


The author and/or publisher hereby disclaims any liability for loss, risk, damage or inconvenience that may be incurred by or resulting from the use of any ideas, information or opinions contained or presented in this manual.  As with any credit or legal matter, a consumer should seek the advice of a competent legal professional.

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